PFCPFC BLOG
FHA Loans: Down Payments, Mortgage Insurance, and Monthly Costs
Understand FHA down payments, upfront and monthly mortgage insurance, and housing costs with a worked example and the free PFC FHA loan calculator.
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The PFC personal finance blog
Understand the decisions behind the numbers with practical mortgage, retirement contribution, and tax articles linked to PFC’s free calculators.
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PFC BLOG
2026 Roth IRA Contribution Limits and Income Phaseouts
Review 2026 Roth IRA contribution limits, catch-up amounts, and income phaseouts, then check your remaining room with the free PFC calculator.
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PFC BLOG
Refinancing Your Mortgage: Costs, Break-Even, and Time Horizon
Learn how closing costs, loan terms, and your time horizon affect refinancing. Compare payment savings with remaining debt using the free PFC calculator.
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PFC BLOG
How Rising Interest Rates Affect Your Mortgage Calculator
See how a higher mortgage rate changes payments and total interest, and learn how to compare fixed-rate and ARM scenarios with free PFC tools.
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PFC BLOG
Capital Gains Tax Planning: 3 Strategies to Minimize Your 2026 Tax Bill
Explore holding periods, gain timing, and loss harvesting for 2026 federal capital gains planning, with practical limits and links to the free calculator.
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